Types Of Insurance For Personal Trainers
- Combined Professional Indemnity and Public Liablity Insurance
- Broad Cover
- Quick and easy online process, no paperwork, get covered in minutes
Insurance for Personal Trainers
... get covered in minutes Why do Personal Trainers need Business Insurance? In the fast-paced, energetic ... to get the job done. These are some types of business insurance coverages to consider: Portable Equipment cover* : ...
read moreInsurance for Allied Health Professionals
... Therapists Optometrists Osteopaths Personal Trainer Physiotherapy Pilates ... your business running. There are a variety of different types of business insurance options to help keep your allied health business protected, ...
read moreManaging Your Business Insurance During Inflation
... Reviewing your business insurance policies is also an opportunity to see if the type of coverages you ... insurance* for your warehouse or Portable Equipment cover* for your personal trainer gear, we've got business insurance ...
read moreWhat is Public Liability Insurance?
... damage and injury risks. Fitness Professionals - Personal trainers, yoga instructors and others working in the ... Insurance Options for Retailers - From Public Liability to Cyber Liability, learn more about the types of ...
read moreDo I need Business Insurance
... Business Insurance? Do I need Business Insurance ? From accountants to tradies, hairdressers and personal trainers, ... the adequate type of business insurances in place, you could risk putting your personal finances in ...
read moreWhat does Public Liability Insurance Cover?
... array of different types of businesses from tradies to retailers, accountants and personal trainers. Let's take a look at what is typically covered and excluded from a Public Liability insurance policy. Public Liability ...
read moreWhat does business insurance cover
... and required professional hair and beauty products Personal trainers and yoga teachers- insures items like your ... estate agents If you feel unsure of the types of business insurance your business may need, jump online or ...
read moreInsurance by Industry
... Mortgage Brokers Painters Personal Trainers Photographers Plumbers Psychologist ... find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal ...
read moreWhat is Business Insurance
... various risks that businesses face. From dog groomers to personal trainers, IT specialists and real estate agents, Business Insurance provides coverage for many different types of small businesses. Why do I need Business ...
read moreComplete Guide to Business Insurance
... consultants and personal trainers, there are business insurance options to protect all kinds of small businesses. What is Business Insurance ? Business Insurance is an insurance package with various types of cover ...
read moreWhat Is Inside A Business Insurance Pack?
... - Personal Trainers and mobile make-up artists are just a couple of examples of other types of ... simple, with no-dramas! Visit bizcover.co.nz and get insurance for your small business without the stress so you can get ...
read moreTool and Portable Equipment Insurance
... Equipment insurance to help protect their business: Allied Health Professionals Mobile beauticians and hairdressers- beauty and hair products, hair straighteners, curlers, make-up tools Personal Trainers- sporting ...
read moreWhat is Professional Indemnity Insurance?
... whereby insurance is mandatory as a condition of the contract Examples of some professions that require PI cover are: Health Practitioners - Including Allied Health professionals and personal trainers Information ...
read moreInsurance for Real Estate Agents
... , get covered in minutes Insurance for real estate agents The types of business insurances for real estate agents are ... ! Good work ? Daniel W. Personal Fitness Trainer/Service easy process Murray S. Handyman excluding ...
read morePortable Equipment Insurance, A Guide For Contractors
... excludes. If you are ever unsure double check with your insurance agent about your level of coverage and the details. Typically ... business. Health and wellness contractors Personal trainers- sporting equipment and products ...
read moreWant To Start Your Own Business? Here Are Some Ideas!
... your next business path. Getting a qualification for personal trainers can be inexpensive, so once you get one ... should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read more6 Essential Types of Business Insurance in New Zealand
... only your business, but your personal assets too. Cyber Liability Insurance * If you have a ... a plan in place to protect it. Having the right types of business insurances in place not only gives you peace of mind, but ...
read moreDo I need Professional Indemnity Insurance Insurance?
... if you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...
read moreInsurance for Accountants & Tax Agents
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read moreProfessional Indemnity Insurance- a Guide for Real Estate Agents
... can help to provide support in a time of need. What is Professional Indemnity insurance? There are different types of business insurances available to cover and protect against different kinds of risks. As a real estate ...
read moreProfessional Indemnity Insurance – A Guide For Real Estate Agents
... can help to provide support in a time of need. What is Professional Indemnity insurance? There are different types of business insurances available to cover and protect against different kinds of risks. As a real estate ...
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... brand new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals ... ponders Gellar. This new type of cover will revolutionise the way insurance covers business individuals. In the ...
read moreInsurance for Plumbers
... parties for accidental personal injury or damage to their property (when not covered by the ACC) Protection for your tools of trade in case they are lost, stolen or damaged Certain types of business insurances may be ...
read moreUnderstanding Insurance, Part One: Public Liability Insurance
... personal injury* that may occur to a third party, resulting from your business activities. Public Liabil i ty insurance ... own unique exposure to risks . The amount and type of cover required will be different for every ...
read moreInsurance for Immigration Advisers
... personal injury whereby cover is provided by the ACC Known claims and circumstances Business Insurance* ... does Professional Indemnity insurance cover? One of the fundamental types of business insurance coverages, we share ...
read moreInsurance for Consultants
... sole trader in New Zealand, you must have: A personal IRD number for paying income tax and GST Relevant ... business insurance in place are vital. Professional Indemnity insurance* is one of the main types of insurances you ...
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... types of business insurances you may need to consider for your painting business. Business Insurance is an insurance ... or personal injury Known claims and circumstances Protect your business today. Tool insurance (Portable ...
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read moreCyber Liability Insurance Explained
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read moreTradie Guide to Public Liability Insurance
... yet can be covered by other types of business insurance available through BizCover NZ . Injury to your employees. Damage to your own property. Compensation for personal injury where cover is provided by the ACC. Known ...
read moreAn Accountants Guide to Understanding Public Liability Insurance
... types of insurances in place, like Public Liability insurance*. Our guide breaks down the basics of Public Liability insurance ... covered by a Public Liability insurance policy. • Personal injuries to you or your employees ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... Let's take a look at these two important types of business insurance and look at what they provide cover for, what ... by your employees Damage to your own property Personal injury compensation when covered by the ACC What ...
read moreInsurance for Counsellors
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read moreInsurance for Bookkeepers
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read moreA Tradies Guide To Getting Your Business Insurance Sorted
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read moreDo Hypnotherapists need Business Insurance?
... work from a home office and may not worry about the types of risks that Public Liability insurance covers. However, a patient can be injured or have their personal belongings damaged in a home office just as they can in ...
read moreInsurance for Psychologists
... As a psychologist, you might consider these types of insurance: Professional Indemnity* Clients trust you to provide ... injuries Damage to your own property Compensation for personal injuries covered by the ACC Known claims ...
read moreInsurance for Mechanics
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read moreInsurance for Beauty Salons
... injury or property damage or personal injury (not covered by the ACC) was caused by your negligent business activities. Business Insurance - This is an insurance package that can include different types of cover to help ...
read moreInsurance for Sole Traders
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read moreInsurance for Travel Agents and Tour Operators
... damage to third party property Compensation for personal injury or death to third parties where the ... circumstances. These are some of the typical types of business insurance coverages you may need to consider when ...
read moreInsurance for Designers
... starting the job. Insurance for Designers These are some of the types of insurance coverages you may need ... Public Liability insurance? Injury to your employees Damage to your own property Compensation for personal injury ...
read moreUnderstanding Insurance, Part 4: Cyber Liability Insurance
... information. Why do I need to consider Cyber Liability insurance ? A common misconception is that hackers only go ... valuable is your data? Do you store personal or commercially sensitive information about your clients, ...
read moreInsurance options to protect your cleaning business
... both financially and legally responsible, meaning your personal assets could be at risk of being repossessed ... your cleaning business Getting the suitable types of business insurance to protect your cleaning business and ...
read moreTradies Guide to Business Insurance Packages
... resulting in property damage or personal injury to third parties. While not all trade roles mandate that the business owner has to hold Public Liability insurance, this type of tradie insurance offers a great way for ...
read moreHow Insurance Can Protect Landscape Architect
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read moreThe basics of business insurance for all trades of life- a lingo free guide
... business. Having a basic understanding of some of the types of insurances can help lessen the worry, and we're here ... personal injury (not covered by the ACC). This includes defence costs cover. Public Liability insurance ...
read moreWhat does Professional Indemnity Insurance Cover?
... insurance? A PI policy helps take this burden off your shoulders. Instead of dipping into your business (or even personal ... necessary). What types of professionals need Professional Indemnity insurance? Within New Zealand ...
read moreInsurance for Handyman
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read moreWhy Bookkeepers need Professional Indemnity Insurance
... bookkeeping business. There are several types of business insurance that bookkeepers may consider as part ... even permanently harm your bookkeeping business and your personal standing. As a bookkeeper you are closely ...
read moreInsurance for Yoga Teachers
... 's home, or in your own studio. Public Liability insurance covers you if a third party claims that your negligent business activities caused them property damage or personal injury that is not covered by the ACC. This ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... Claims arising from damage to third party property or personal injury Known claims and circumstances Business Insurance coverage types explained: Building* Building insurance provides cover for physical loss or damage to ...
read moreHow much does Public Liability Insurance cost?
... the average cost of Public Liability insurance by industry? Typically, the type of industry that your business ... Liability insurance. Businesses that are considered to have a higher risk exposure of causing personal injury ...
read moreInsurance for Architects & Designers
... for: Employee injuries Damage to your own property Compensation when a personal injury is covered by the ACC Protect your business today. Business Insurance Your clients are your bricks and mortar, but where would your ...
read moreTradie Guide to Professional Indemnity Insurance
... tradies may preference other types of trade insurance, Professional Indemnity insurance may also feature in ... for a fee. The line between professional advice and personal opinion can be blurry at times, and that may lead ...
read moreSurprising Ways That Business Insurance Can Help Your Business
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read moreDo I need Public Liability Insurance?
... insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type ... articulate. Dennis M. Counselling Service – Personal Thank you for following up and getting ...
read moreInsurance for Tradies
... business activities caused them injury or property damage or personal injury (not covered by the ACC). This includes defence costs cover. How much does business insurance cost? To receive an accurate idea of the cost ...
read moreHow Cyber Insurance Protects Small Businesses
... you? We explain some of the key ways Cyber Liability insurance is designed to protect you below. Cyber liability insurance is a type of business insurance which protects your business against both the legal costs and ...
read moreHow much does Professional Indemnity Insurance cost?
... only pay between $45 and $74 per month. The cost of Professional Indemnity insurance depends on a number of key factors including: The type of business you operate - the riskier the industry or business, the higher the ...
read moreWhy You Should Review Your Business Insurance
... step to knowing what your coverage includes is to understand its purpose. This will depend on the type of your insurance. Read the below carefully: Public Liability *: is designed to provide protection for you and your ...
read moreWhat Insurance Policies do Yoga Studios Need?
... won't be left to handle expensive repairs, lawsuits, or claims alone. What types of yoga insurance do I need? There are many types of insurance for yoga teachers that you might consider as a studio owner. Depending on ...
read moreWhat Insurance do Beauty Salons Need?
... gone wrong to a fire in the salon. Let's look at some of the reasons why beauty salons get insurance, the types of policies available, and how much you might expect to pay for coverage. Why do beauty salons need ...
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... speed up the quote process, it helps to have some details about your business on hand. Different types of insurances will ask different questions about your business, but here are some of the basics that might be helpful ...
read moreThings to consider when purchasing business insurance
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read moreA Management Consultants Guide to Professional Indemnity Insurance
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read moreAn Accountants Guide to Professional Indemnity Insurance
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read moreBusiness Interruption Insurance
... policy. There are many unique factors that are considered when calculating the cost of Business Insurance, including: The type of business you run and the services you provide Your annual turnover The number of staff ...
read moreInsurance for Education Consultants
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read moreInsurance for IT Professionals
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read moreHow Accountancy Insurance Protects Your Business
... may consider reducing the risks to your accounting firm via the following types of business insurance. Professional Indemnity insurance : Business insurance designed to protect you and your business from any losses which ...
read moreA Designers Guide To Understanding Portable Equipment Insurance
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read moreDisaster Planning – Business Insurance And Preventive Measures To Help
... some much-needed protection and peace of mind. Some of the types of Business Insurances that may help safeguard your business include: Building insurance*: Covers physical loss or damage to your insured buildings as a ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... of the typical professions which may require Professional Indemnity insurance include: consultants, accountants, real estate agents and health practitioners. Types of Professional Indemnity claims These are some examples ...
read moreIntroducing Work From Home Insurance
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... add Portable Equipment Cover to your photographer's insurance, videographer's insurance, or wedding photography insurance. It may help to ask yourself these questions as you decide what type of cover you may need or want ...
read moreBusiness Insurance FAQs
... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...
read moreWhat you need to know about Business Interruption Insurance
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read moreWhat does Professional Indemnity Insurance cover?
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read moreBusiness Insurance Health Check Part 2
... is something that you may need to talk to your business insurer about. When you take out a business insurance policy, the type of business and the activities you perform are noted and the policy is specifically for the ...
read moreHow Are Business Insurance Premiums Calculated?
... If you have made claims in the past, these will potentially impact the pricing of your business insurance premium. The type of claim, size of claim and details will be taken into consideration when calculating the level ...
read moreStatutory Liability Insurance
... Professional Indemnity and Statutory Liability Insurance*? These two types of insurance are designed to cover different ... damage to third party property Compensation for personal injury or death to third parties where the ...
read moreBusiness On The Go? Be In The Know About Business Insurance
... personal injury (not covered by the ACC). This includes defence costs cover. Product Liability insurance*- ... following an actual or threatened data breach. Other types of insurances which are usually included in a Biz Pack* ...
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read moreSmall Business Insurance: Why you might want to ensure you're covered!
... some business sectors you'll find certain types of insurance is required. For example you'll find ... ACC does not provide cover for, your business and even personal assets might be on the line. Having a Employers Liability ...
read moreThe difference between public liability and professional indemnity insurance
... between Professional Indemnity and Public Liability insurance as the two types of cover can often cause ... result from Accidental damage to a third party's personal property A faulty or defective product that you have ...
read moreA Contractors Guide To Understanding Public Liability Insurance
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... a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber-crime, cyber extortion/ransomware and ...
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read moreEmployers Liability Insurance
... or conditions that happen over time and are caused by the type of work you do. This is known as gradual process ... personal injury (not covered by the ACC). This includes defence costs cover. Is Employers Liability Insurance ...
read moreUnderstanding Employers Liability Insurance
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... that you can take, is being aware of your Public Liability insurance*. It's a common type of business insurance and something that many different types of small businesses may need to consider when running their business ...
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Did you Know?
Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount.
Insurance for Personal Trainers and Fitness Professionals
Working as a personal trainer means your business is faced with a variety of different risks every day. Business insurance for personal trainers is designed to cover potential claims for things like injury (when not covered by the ACC) or damage to a third-party’s property, misleading or negligent advice to safeguarding things like your business assets^.
Professional Indemnity Insurance*
You work closely with your clients, helping them to create specialised exercise plans that are tailored to their lifestyle needs. The truth is, life doesn’t always go to plan, mistakes no matter how unintentional can still happen, accusations get thrown around leading to a potential situation where you are faced with a claim.
That’s why Professional Indemnity insurance becomes an important cover to consider.
Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also help with the legal costs associated with responding to or managing claims which are covered by the policy.
Protect your business today.
Public Liability insurance*
Another basic insurance coverage you may need to consider for your personal training business is Public Liability insurance. Often this kind of insurance is a requirement if you work as a contractor to a gym, a fitness studio or work within a public space like a council park for example.
Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured (and not covered by the Accident Compensation Commission (ACC) or sustain property damage as a result of your negligent business activities.
Combined Professional Liability package
Having a combined Professional Liability package provides the financial protection you need against losses which may be incurred for any action taken against you for a combination of reasons.
It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from tuition instructions or advice given by you, as well as cover for accidental injury or damage to third party people and property.
Business Insurance*
If you take a moment to look at all the fitness equipment you own, it adds up pretty quickly. You rely on these tools of trade to help train your clients and without them, you may not be able to get the job done.
These are some types of business insurance coverages to consider:
Portable Equipment cover*: Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.
Contents*: Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.
* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
^ The provision of the claim’s examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.