Tradie Insurance NZ

Tradie Guide to Public Liability Insurance

... , which is why many tradies choose to reduce their risk via trade insurance . This tradie insurance guide will delve into Public Liability insurance for tradies, which is arguably one of the key types of business ...

Tradie Guide to Professional Indemnity Insurance

... interest to review your risk exposure and adjust your level of cover accordingly. Reduce your tradie risk with Professional Indemnity Insurance Whether you're a sole trader or a jack-of-all-trades trade professional, you ...

What every New Zealand tradie needs to know about insurance

... around to create a list of ten useful things to keep in mind when getting insurance and reasons why you need to protect your tradie business. These are simple tips to ensure you're getting adequate cover to protect you ...

Tradie insurance- how to get a quote quicker than a smoko

... ! Luckily one thing that doesn't need to be time consuming or confusing is getting a quote for your tradie business insurance. This quick guide is here to assist you through the process with tips on how to save some time ...

What is Tool Insurance and why do Tradies need it?

... them easier to identify if they are lost on site or stolen. Get your Tool insurance sorted today Arranging Tool insurance for your tradie business is easy as pie with BizCover. Our online platform means there's no messy ...

Tool and Portable Equipment Insurance

... you need to think about as a New Zealand tradie. https://www.bizcover.co.nz/what-every-new-zealand-tradie-needs-to-know-about-insurance/ Public Liability insurance explained As a small business owner, you may be ...

How Trust Can Boost Sales For Tradie Businesses

... goal: getting the job done effectively and on time. Consider disclosing your tradie insurance. Tradie insurance is essential for tradie businesses as it provides protection from various risks they may come up against ...

Have you tried these tips to get your tradie business thriving?

... a full service overhaul of your policies or a newbie on the block who needs a certificate of insurance to go, we've got your tradie insurance needs sorted. Jump online or give us a call on 0800 249 268 and get cover like ...

How to Increase Leads on Tradie Websites

... placed calls to action on their website into paying clients that will keep coming back. Reduce your tradie risk with trade insurance It’s no secret that tradies can face several safety risks every day on the job, which ...

How to Optimise a Tradie Website

... owners to reduce the risks to their business via tradie insurance * . Visit our dedicated online destination for tradie insurance in New Zealand get trade insurance for your business without drama and get on with ...

Managing your Public Liability risks as a tradie

... are there to assist with your questions and put your mind at ease when it comes to tradie business insurance.  *This information is general only and does not take into account your objectives, financial situation or ...

Tradies Guide to Business Insurance Packages

... no two days on the job are the same, and when a spanner gets thrown into the works, that's where tradie insurance can help. You may run a one-man band or have a group of tradespeople helping you get the job the done ...

The basics of business insurance for all trades of life- a lingo free guide

... . These are a few examples of types of claims you may be faced with as a tradie and the types of business insurances which may provide protection against a claim: You accidentally damage property belonging to your client ...

Insurance for Plumbers

... important stuff you need to know about business insurance and protecting your tradie business. https://www.bizcover.co.nz/what-every-new-zealand-tradie-needs-to-know-about-insurance/ * This information is a general guide ...

Insurance for Painters

6 Essential Types of Business Insurance in New Zealand

... your business protected for the long haul. Whether you're an accountant, a tradie or a hairdresser, at BizCover we offer a range of business insurances from a great range of trusted leading insurers. We know how busy you ...

What does business insurance cover

... Salons Butchers Bakers Grocery stores Convivence stores Showrooms for tradie businesses Manufacturers Real estate agents If you feel unsure of the types of business insurance your business may need, jump online or give ...

Insurance for Carpenters

... business. Whether it's accidentally damaging another tradie's tools, defending yourself against a negligence claim, or dealing with an unexpected business interruption, insurance can help you get back to business while ...

Insurance for Tradies

... . If you want to brush up on your Latin, look elsewhere. How do I make a claim on my insurance policy? Are you a tradie that needs to make a claim? No worries at all! We're here to assist you through the process and ...

How your tradie businesses can save time and money this EOFY

... year ahead, taking time to visualise where you want your tradie business to be. To help you get through this frantic ... make it happen. Things like your Public Liability insurance * can be sorted out online in minutes with ...

5 Tips to Avoid Tradie Tool Theft

... remotely via an app, so you can keep watch on them 24/7. 5.Protect your tools with Tool and Portable Equipment insurance Running your own tradie business means you've got a lot of your plate but looking at tradies ...

Tips to help you successfully market your Tradie Business

... goes into a day on site. No two days are the same as a tradie and there are a variety of new risks that you could face every day. Business insurance is designed to protect you from such risks and help save the day if a ...

How To Increase Your Profit As A Tradie

... the risks to your business via business insurance. Some common types of small business insurance that tradie small business owners may consider include: Public Liability insurance : A pivotal form of cover to protect ...

Saving Hacks- Business Insurance For Tradies

... save a spare dollar here and there? Well, you're not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you're flying solo as a sole trader or run a team of ...

Tear and Share: Our customers get even with their old insurance policies

... , to shred their old policy. Dave, our resident tradie, showed no mercy when he subjected his old public ... there's no nasty paper policies. Just hassle-free insurance , online, with all your documents emailed to you ...

A Tradies Guide To Getting Your Business Insurance Sorted

... legal costs associated with responding to or managing claims which are covered by the policy. Get your tradie business insurance quote today As you can see, there are many opportunities for things to go pear shaped when ...

Do I need Business Insurance

... can protect different types of businesses and their areas of risk. Why do Tradesmen need Business Insurance As a tradie there's many moving parts that help you to get the job done. We've rounded up some of the typical ...

How Tradies Can Save Money During Inflation

... flow. From reviewing your tradie services to auditing your supply chain to reducing your exposure to risk via small business insurance such as business insurance and Public Liability insurance here are five steps you ...

Digital Marketing Mistakes Tradies Make

... , you and your customers will have peace of mind knowing you're covered. If you don't have your insurance for your tradie business sorted yet, don't stress! Just jump online to BizCover , compare quotes, and get covered ...

How To Grow Your Trade Business In 2023

... control how you manage and reduce your risk. Some types of business insurance that tradie small business owners may consider include: Public Liability insurance : A crucial form of cover to protect you and your business ...

How Tradies can use LinkedIn

... and LinkedIn promotions that appeal to the right audience. How trade professionals can reduce their risk with tradie insurance As you work on making LinkedIn work for your business, don't forget the important role that ...

How NZ Tradies Can Protect Themselves From Risk

... sites. Let's look at each requirement of the Health and Safety Work Act 2015 and how through tradie insurance you can actively reduce the risk exposure for your trade business. Key health and safety measures for tradies ...

Why a Personalised Website for Tradies is Important

... , c ustomers will choose your competitors if you visible online via a company website . Reduce your tradie risk with trade insurance Tradies can encounter safety risks every day on the job, and this is where trade ...

5 Growth Tips For Tradies In 2023

... and gives you peace of mind when things don't go to plan. Don't be a hero and go to work without tradie insurance just to save a few bucks. A claim against your business can be extremely costly, especially if you have no ...

Digital Marketing Tips For Tradies

... . BizCover helps tradie small business owners throughout New Zealand to reduce the risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit bizcover ...

How to set up Google Ads for Tradies

... business owners reduce the risks to their business via tradie insurance * . Visit our dedicated online destination for tradie insurance in New Zealand get trade insurance for your business without drama and get on with ...

How To Decrease Trades Business Costs And Risks

... New Zealand to reduce the risks to their business via tradie insurance * . Visit our dedicated online destination for tradie insurance in New Zealand get trade insurance for your business without drama and get on with ...

A Tradies Guide To Protecting Tools

... you can consider to help protect your tools. For a tradie, your tools and equipment assist you to get the job ... paperwork required or messy forms to fill out. Experience insurance made easy today and see how we can help ...

Tips For Following Up On Trade Quotes

... difference in attracting the customers that you need to keep the work going. Consider disclosing your tradie insurance Insurance for tradies is an essential part of running a business - if not a necessity depending on ...

The Cyber Threat to NZ Tradies

... more than $16 million per year [1] and New Zealand tradie businesses have been among the targets [2] . If this ... past your defences. This is where Cyber Liability insurance can be significant, as it could protect your ...

How Tradies Can Use Social Media To Get Quotes

... to know about a business before signing a contract. Many may want to know that your business has financial protection in the form of tradie insurance just in case something goes wrong. One of the most important types of ...

BizCover and Boost Your Business

... of businesses and the different risks they face. So, whether you're a tradie, retail business, restaurant owner, or professional, BizCover has the insurance cover to ensure you peace of mind. In fact, we can provide ...

Priceme

Work Smarter as a Massage Therapist

... massage therapist. From massaging techniques to massage therapist insurance, this short guide can help you build a ... There's a saying that goes, 'never trust a tradie that doesn't look after their tools'. And just like ...

How tradies can take the pain out of claim time

As a tradie, your tools are essential to getting the job done and losing them would be a disaster. Thankfully, Portable Equipment insurance * is there to cover you for loss and damage to your tools and stock due to theft ...

Am I Ready To Start A Trade Business?

Surprising Ways That Business Insurance Can Help Your Business

... , special equipment and laptops, then you might like to consider Portable Equipment insurance*. Whether you're a real estate agent, a tradie, a baker or hairdresser on the go, this type of cover provides protection ...

5 Things To Consider About Public Liability Insurance For Your Small Business

... lying around when working on a building site. Whether you're a tradie, an accountant or have your own retail, Public Liability insurance is something many small business owners consider when looking at ways to safeguard ...

Business On The Go? Be In The Know About Business Insurance

... other things to be thinking about, stressing over business insurance to protect your mobile business doesn't need to ... taking tools of trade with you? Things like tradie tools, hair and beauty equipment, cameras etc. Will ...

Understanding Insurance, Part 3: Business Insurance

... an insured event by paying ongoing expenses (such as wages or rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, we keep the process paperwork and jargon-free, saving you time ...

How Plumbers Can Protect their Business with Public Liability Insurance*

... the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What are ...

What Is The Difference Between Public Liability And Professional Indemnity Insurance?

... BizCover, and sort it online in 5 minutes, so you can get on with your day. Rather chat to a Business Insurance Specialist? Call us on 0800 249 268 and get cover today.   Try BizCover - NZ's #1 Comparison and Buy Site ...

The difference between public liability and professional indemnity insurance

... Making mistakes or oversights Any omissions in the provisions of your service Do I really need Public Liability Insurance? If you or your employees interact with other people while doing business in any way or form then ...

Business Insurance FAQs

... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...

What you need to know about Business Interruption Insurance

... and mind and protection this coverage can provide to help get your business back up and going. This type of insurance can also be surprisingly simple to arrange and doesn't need to cost a fortune. As with every form of ...

Insurance by Industry

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

Insurance options to protect your cleaning business

... you make your clients happy with squeaky – clean results. It's also important that your business has the right insurances in place for when things get messy. You've worked long and hard to build your business and that's ...

What do you need to know about Professional indemnity insurance?

... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...

Statutory Liability Insurance

... you need to keep in mind when getting your policies sorted. https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's face it, as a small business owner you are ...

Public Liability Insurance

... clients rely on you to get the job done, a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do slip up in your day-to-day operations. Accidents can ...

Portable Equipment Insurance, A Guide For Contractors

... statement to understand what your policy covers and excludes. If you are ever unsure double check with your insurance agent about your level of coverage and the details. Typically include cover for Loss or damage that is ...

Professional Indemnity Insurance – A Guide For Real Estate Agents

... to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or break a real estate ...

Insurance Options for Retailers

... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...

Why Do Marketing Consultants need Professional Indemnity Insurance?

... that is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only limited ...

How Cyber Insurance Protects Small Businesses

... in exchange for a release of the information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online ...

Insurance for Shop Owners

... or lollipops, no two shops are the same. That's why there isn't a stock-standard price of business insurance for shop owners. When calculating the price of your policy, there are a variety of factors which are taken into ...

How much does Public Liability Insurance cost?

... to around $80 on average. The most common level of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to take out $2, $5, $10 or $20 million worth of ...

Insurance for IT Professionals

... to be fixed by another firm, as well as the resulting damage from the error. How do I make a claim on my insurance policy? Need to make a claim? Too easy! We're here to assist you through the process and get you back to ...

Insurance for Bookkeepers

... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...

How much does Professional Indemnity Insurance cost?

What does Public Liability Insurance Cover?

... of accidents could occur, and what could be the potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back to ...

Insurance for Allied Health Professionals

Do I need Professional Indemnity Insurance Insurance?

... if you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...

Insurance for Photographers

What is Professional Indemnity Insurance?

... in front of the judge, make sure it's not costing you an arm and a leg! What does Professional Indemnity insurance cover?* There's a lot that could go wrong when you're in the business of providing advice or professional ...

Things to consider when purchasing business insurance

... boring bits! Let's start with the basic areas to look at when figuring out the type of business insurance you need to consider to protect your business. Know your risks Have a think about the kind of business activities ...

Professional Indemnity Insurance- a Guide for Real Estate Agents

An Accountants Guide to Understanding Public Liability Insurance

... to send some accountants out of business for good If you are renting your business premises, Public Liability insurance may be a requirement of your rental agreement. When you are out and about visiting client's Public ...

An Accountants Guide to Understanding Cyber Liability Insurance

... for your next policy with us, while you get back to helping your clients. Visit bizcover.co.nz and get insurance for contractor business without the hassles so you can get on with your day. If you'd prefer to pick up ...

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Reviews related to Tradie Insurance NZ

The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

Quentin Duff
Trades & Services
excellent and quick

LALESHNI DEVI
Trades & Services
Awesome very easy to use and not complicated to use

Ross and Jenny Fletcher
Trades & Services
quick and easy.

George Curach
Trades & Services
A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

Astrid Herbert
Trades & Services
Follow up was not what I required. To long to get feedback on queries.

Bruce CHRISTIAN
Trades & Services
Very quick polite and easy to deal with. Happy with service provided

gary smith
Trades & Services
It was grate and on timings,fast,good customer services.

David Tabar
Trades & Services
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

Pete Halligan
Trades & Services
Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

David Crockett
Trades & Services
I was impressed with the quick service and how able they could ask my questions

Tony Bailey
Trades & Services
Easy very grateful thankyou

Chas Pourau
Trades & Services
Prompt response to my initial enquiry and subsequent questions about the policy.

Carol Freebairn
Trades & Services
have referred a work mate to BizCover, overall happy

Doug Fowler
Trades & Services
Would recommend to anyone ...cheers

Mike Liuaga
Trades & Services
I found very efficant no hassle with doing quote or buying the cover

Desmond Procter
Trades & Services
Very pleased with the helpful service

Richard Evans
Trades & Services
Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

Paul Exton
Trades & Services
I thought the service I received was very awesome,

Pene Nepia
Trades & Services
You made the purchasing of public liability cover simply easy and straight forward

Peter McLaughlin
Trades & Services
Great service easy process

Michael Price
Trades & Services

Who Needs Insurance for Tradesmen?

Whether you’re a a sole trader or a jack-of-all-trades, you know the amount of hard yakka that goes into a day at the office! Being a tradie no two days on the job are the same, and when a spanner gets thrown into the works, that’s where business insurance can help save the day.

Maybe you’re running a one-man band or have a hive of workers helping you get the jobs the done. Business insurance can be tailored to suit the risks and needs of your unique tradie business, no matter how big or small.

Did You Know?

Did you know that Portable Equipment insurance can protect your tools anywhere in New Zealand? Portable Equipment only provides cover for you tools in the event they are lost or stolen.

Insurance for Tradesmen

Public Liability*

Don’t get stuck between a wall and hard place by not having Public Liability insurance. It’s a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental injury (not covered by the ACC).

Even if you’re the best in business, accidents can and do happen – it could be knocking down the wrong wall or accidentally damaging an expensive piece of artwork. So don’t be a tool and get yourself the right cover for when things go a little haywire.

If you’re working as a contractor or are a member of a trade association, make sure you check to see if there’s a minimum level of cover required.

Business Insurance*

Your tools are essential to your business and the very reason why you nail those jobs! Chances are you have a few in the toolbox too, and when you do the math, they would be worth a fair few bob.

Thankfully, Portable Equipment cover will ensure peace of mind by ensuring you won’t be left out of pocket if they are lost, damaged or stolen.

Protect your business today.

GET INSTANT QUOTES

Tradesmen covers a broad range of professions.

Carpenters & Woodworkers	Garden & Lawn Maintenance
Electricians	Painters
Handymen	Bricklayers
Plumbers	Tilers
Concreters

Claim examples**

A landscaper working at a private residence needed to hire a small item of plant to complete the job. Whilst operating the machinery he accidentally lost control and damaged the side of his client’s house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that the third-party property damage arose out of the operation of the insured’s business activity and settled with the homeowner’s own insurer within a week. Importantly though, the insured has continued to do business for that customer.

Frequently Asked Questions (FAQs)

What is the difference between Public Liability and Portable Equipment insurance?

Public Liability insurance covers you if a third-party claim that your negligent business activities caused them injury or property damage or personal injury (not covered by the ACC). This includes defence costs cover.

How much does business insurance cost?

To receive an accurate idea of the cost involved get a quote with BizCover today

Why should Tradies choose BizCover for their Insurance?

At BizCover, our task is to make insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your insurance.

New Zealand’s number one online insurance company

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right from your computer.

Built for small business

At BizCover we know what insurance tradies need. We also know makes small businesses tick.

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

How do I make a claim on my insurance policy?

Are you a tradie that needs to make a claim? No worries at all! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to [email protected]. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.

**The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this page is general only. Coverage for claims on the policy will be determined by the insurer, not BizCover NZ, and will depend on the specific facts and circumstances involved.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.