Retail Merchant Insurance Quotes
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BizCover and NZ Retail
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read moreRetailer Insurance
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read moreHow to Open Your Own Retail Business
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read moreIs it time to give your retail business an insurance health check?
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read moreInsurance Options for Retailers
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read moreInsurance For Cafes and Restaurants
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read moreDo I need Business Insurance
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read moreSurprising Ways That Business Insurance Can Help Your Business
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read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
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read moreA Tradies Guide To Getting Your Business Insurance Sorted
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read morePublic Liability Insurance
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read moreHow Tradies Can Use Social Media To Get Quotes
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read moreWhat you need to know about Business Interruption Insurance
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read morePublic Liability Insurance: 5 Tips for choosing the best policy for your business
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read moreInsurance by Industry
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read moreWhat is Professional Indemnity Insurance?
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read moreThings you didn't know about small business insurance
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read moreReviews related to Retail Merchant Insurance Quotes
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Everything was easy to follow right through to purchasing. Definitely recommend.
John McLachlan
Retail -
Great service, quick and easy to apply
Fiona Morrison
Retail -
so easy
Jason and Sarah Neilson
Retail -
It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r
Patricia Copp
Consultancy Occupations -
Very easy to get a quote and get cover. Great pricing and easy to understand.
Ann-Maree Ozanne
Accounting and Taxation -
Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.
Ness Macdonald
Allied Health -
Very easy process, prompt and competitive quote, would recommend to associates
Wayne Smith
Architecture & Surveying -
The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.
Virginia McCabe
Information Technology -
I found very efficant no hassle with doing quote or buying the cover
Desmond Procter
Trades & Services -
Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price
Paul Exton
Trades & Services -
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations -
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing -
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate -
Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical -
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations -
Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Did you know?
Many commercial landlords require the tenant to have both public liability insurance and glass insurance before signing a lease.
Insurance for Retailers
Public Liability*
If you are in business you have a potential liability exposure arising out of the operation of your business. A Public Liability policy will cover third party property damage and or injury that might not be covered by ACC. It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance.
Business Insurance*
Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some of the factors that can damage valuable assets in your retail outlet.
Business insurance can cover you for:
Contents and stock: Protects the contents and stock in your shop against damage or loss caused by theft, accidents, natural catastrophes or vandalism.
Building: The policy covers the building and structure of your shop in the event of damage from storms, fire, natural catastrophes or other extreme weather events.
Glass: Protect assets in your shop that are made of glass and are vulnerable to damage. This includes mirrors, glass shelves, windows, and showcases.
Money: Recent statistics show the New Zealand economy loses more than a billion dollars each year due to shoplifting and theft. Ensure your cash is safeguarded against theft or damage, whether it is stored within business premises, in personal custody, or transit.
Business interruption: The policy covers loss of revenue that can occur when you are not able to run your business due to insured events.
Cyber Liability
While technology can offer your business convenience and streamlined processes, it can also leave you vulnerable to attack from malicious external parties. For example, if your EFTPOS terminals connect to your operating system, your whole system could be subject to an attack.
Malware, viruses and hackers can disrupt your network operating system, making it impossible for you to sell your products, manage inventory, or access important documents. Hackers can also collect sensitive customer data and credit card details in which case you may be liable for claims.
However, with Cyber Liability insurance in place, you may be covered for legal costs and expenses related to cyber risks.
Protect your business today.
* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.