Insurance For Electrical Contractors
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A Contractors Guide To Understanding Product Liability Insurance
... might a contractor require Product Liability insurance? Product Liability insurance is something ... of a power adapter is not put together tightly enough, electrical wires become exposed, causing electric shock. A defect in ...
read moreHow much does Public Liability Insurance cost?
... ever used Cameron H. Electrician/Electrical Services Would like to know about indemnity Insurance as well. Navpreet C. Horticultural Services very easy to arrange Tony P. Tiler / Tiling Contractor Need Help? Visit our ...
read moreWhat is Public Liability Insurance?
... Public Liability insurance can provide. These include: Tradesmen and Contractors - Such ... Just keep doing what you are now. Martin P. Electrician/Electrical Services Seems good so far…hopefully there is no need to ...
read moreInsurance for Engineers
... fines incurred. FAQs I am an engineering contractor. Do I still business insurance? When you are working with contracts ... user friendly web Rajesh K. Electrician/Electrical Services Straightforward process that I had the ...
read moreInsurance for Tradies
... go a little haywire. If you're working as a contractor or are a member of a trade association, make sure ... Latin, look elsewhere. How do I make a claim on my insurance policy? Are you a tradie that needs to make a claim? ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... an insured event by paying ongoing expenses (such as wages or rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, we keep the process paperwork and jargon-free, saving you time ...
read moreWhat You Should Know Before Becoming A Contractor
... . Here are six things you may benefit from considering before becoming a contractor, including business insurance such as contractor insurance. 1. Do you have the required mentality? When you are considering becoming ...
read moreHow To Become An Independent Contractor In NZ
... covered in less than 10 minutes, and get on with your day. If you'd like to chat about your contractor insurance needs you can reach us at 0800 249 268. *This information is general only and does not take into account ...
read moreThe difference between public liability and professional indemnity insurance
... provides paid professional advice or services to any business or individual Contractors who work for the government or other organisations whereby insurance is mandatory as a condition of the contract Occupations who are ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... paid professional advice or services to any business or individual Are a contractor who works for the government or other organisations whereby insurance is mandatory as a condition of the contract Where you work in ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What are ...
read moreWhat is Tool Insurance and why do Tradies need it?
... theft, fire and other perils listed in the wording, anywhere in New Zealand. Why do tradies need to consider Tool insurance? If your tools were lost or stolen, your work comes to a quick halt, meaning you can't work on ...
read moreBusiness Insurance FAQs
... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...
read moreWhat you need to know about Business Interruption Insurance
... and mind and protection this coverage can provide to help get your business back up and going. This type of insurance can also be surprisingly simple to arrange and doesn't need to cost a fortune. As with every form of ...
read moreCost Saving Tips For Contractors
... covered in less than 10 minutes, and get on with your day. If you'd like to chat about your contractor insurance needs you can reach us at 0800 249 268. *This information is general only and does not take into account ...
read moreThe Benefits Of Being A Contractor Or Self-Employed
... your risk with contractor insurance Public Liability insurance and Professional Indemnity insurance , and Business Insurance are some common types of contractor insurance that newly minted contractors may consider as ...
read moreDifferences Between A Self-Employed Contractor And An Employee
... encounter health and safety risks in the course of performing their trade services. But business insurance such as contractor insurance can be an effective and proactive means of reducing the risks to your business and ...
read morePortable Equipment Insurance, A Guide For Contractors
... * can lend a helping hand. Let's take a look at Portable Equipment insurance for Contractors, what it covers, what it doesn't cover and the basics of how it may be able to help protect your important portable business ...
read moreInsurance for Contractors
... Buy online instantly- no paperwork required Tailored policies to suit your profession needs Insurance for Contractors Why do Contractors need insurance? As a contractor, you enjoy a lot of freedom. You get to choose the ...
read moreInsurance for IT Professionals
... and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract. Professional Indemnity insurance for IT professionals covers a broad range of ...
read moreDo I need Professional Indemnity Insurance Insurance?
... services to another individual or business. It is a common requirement for contractors who work for the government or an organisation with insurance listed as a condition of the contract. Common professions which require ...
read moreWhat is Professional Indemnity Insurance?
... provides paid professional advice or services to any business or individual Contractors who work for the government or other organisations whereby insurance is mandatory as a condition of the contract Examples of some ...
read moreWhat is Business Insurance
... for sudden or accidental breakdown of mechanical, electrical or electronic plant and equipment. Seasonal ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...
read moreWhat does business insurance cover
... sudden or accidental breakdown of mechanical, electrical or electronic plant and equipment. Seasonal ... more information Find out more about all thing business and insurance with our blog. These are some articles that may ...
read moreInsurance by Industry
... Restaurants Carpenters Cleaners Consultants Contractors Counsellors Designers Dog ... find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal ...
read moreThings to consider when purchasing business insurance
... look at when figuring out the type of business insurance you need to consider to protect your business. ... many staff work for you? Do you also employ contractors or suppliers? What utilities, equipment, machinery and ...
read moreInsurance options to protect your cleaning business
If you work as a cleaning contractor or operate a small cleaning business, you know how important it is to ... It's also important that your business has the right insurances in place for when things get messy. You've worked ...
read moreAn Accountants Guide to Understanding Cyber Liability Insurance
... for your next policy with us, while you get back to helping your clients. Visit bizcover.co.nz and get insurance for contractor business without the hassles so you can get on with your day. If you'd prefer to pick up the ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... to a business or an individual If you work as a contractor for the government or another organisation which requires Professional Indemnity insurance as a condition of the contract. Some of the typical professions ...
read moreInsurance Options for Retailers
... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... that is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only limited ...
read moreWhat do you need to know about Professional indemnity insurance?
... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...
read moreHow Cyber Insurance Protects Small Businesses
... in exchange for a release of the information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online ...
read moreInsurance for Shop Owners
... or lollipops, no two shops are the same. That's why there isn't a stock-standard price of business insurance for shop owners. When calculating the price of your policy, there are a variety of factors which are taken into ...
read moreStatutory Liability Insurance
... you need to keep in mind when getting your policies sorted. https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's face it, as a small business owner you are ...
read moreWhat does Public Liability Insurance Cover?
... of accidents could occur, and what could be the potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back to ...
read morePublic Liability Insurance
... clients rely on you to get the job done, a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do slip up in your day-to-day operations. Accidents can ...
read moreInsurance for Photographers
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreProfessional Indemnity Insurance- a Guide for Real Estate Agents
... to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or break a real estate ...
read moreHow Insurance Can Protect Landscape Architect
... architects put safeguards in place to protect their businesses. One way to do this is through business insurance. Insurance is essential for any business, and landscape architecture is no exception. Here are some of the ...
read moreProfessional Indemnity Insurance – A Guide For Real Estate Agents
... to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or break a real estate ...
read moreUnderstanding Cyber Liability Insurance – A Guide For Engineers
... business against the nasties of the online world. Our quick guide is here to break down what Cyber Liability insurance is and some tips and tricks to remember when it comes to your engineering business and the reality of ...
read moreManaging Your Business Insurance During Inflation
... tip of most business owners lips and is the driving force behind changes like the increased costs of living. Business insurance isn't exempt when it comes to the impact of inflation, and in our quick guide we take a look ...
read moreInsurance for Sole Traders
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Carpenters
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read more6 Essential Types of Business Insurance in New Zealand
... of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in operating your business. And let's face it - all ...
read moreInsurance for Immigration Advisers
... due to theft, fire and other perils listed in the wording, anywhere in New Zealand. FAQs How much does insurance cost for immigration advisors? There isn't a one price fits all when it comes to immigration advisors and ...
read moreInsurance for Bookkeepers
... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...
read moreHow much does Professional Indemnity Insurance cost?
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Allied Health Professionals
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreTradie Guide to Public Liability Insurance
... may be a mandatory requirement in order to obtain your trade licence. You may need to hold Public Liability insurance to access and perform trade work on certain building sites. If someone is injured as a result of your ...
read moreAn Accountants Guide to Understanding Public Liability Insurance
... to send some accountants out of business for good If you are renting your business premises, Public Liability insurance may be a requirement of your rental agreement. When you are out and about visiting client's Public ...
read moreHow Accountancy Insurance Protects Your Business
... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2023 BizCover ...
read moreWhy Bookkeepers need Professional Indemnity Insurance
... ? As a bookkeeper you can benefit from reducing the risks to yourself and your business via bookkeeper Professional Indemnity insurance . Try as you might, but errors can and do happen - even for the most dedicated and ...
read moreReview Your Business Insurance With A Health Check – Part One
... to save a lot of drama down the track if you had to make a claim. Stay in charge of your business insurance Nobody knows your business like you do, so why not make your life a bit easier when it comes to managing your ...
read moreBusiness Insurance Health Check Part 2
... . In part two of our series, we look at how you can ask a few questions and give your policies a business insurance health check. Catch part one of our two-part series here to get all the tips and hints from part of our ...
read moreWhat Is Inside A Business Insurance Pack?
... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...
read moreThe basics of business insurance for all trades of life- a lingo free guide
... -free and quick. We provide an online platform to assist when it comes to shopping around and selecting your business insurance cover. We don't like to waste time, so if you need a certificate of currency in a hurry, get ...
read moreInsurance for Psychologists
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Counsellors
... business is being looked after too. That's why it is vital to spend time understanding what kinds of business insurances can help safeguard your business for the long run, and which ones may be even a requirement in some ...
read moreInsurance for Mechanics
... personal data online, runs the real risk of being compromised if a cyber attack were to occur. Cyber Liability insurance is there to provide a safeguard in the event you were a target of a cyber crime, giving you some ...
read moreA Contractors Guide To Understanding Public Liability Insurance
... the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your contractor business without the stress so you can get on with your day. If you'd prefer to pick up ...
read moreCyber Insurance - Is it worth it?
... drivers license details of 500 on-hired contractors were stolen. Or the Accounting firm, which ... your Business Interruption policy.This is where Cyber Liability insurance provides cover. Cybercrime is a real threat. Make ...
read moreInsurance for Plumbers
... your work may take you. Get more info If you'd like to find out more on all things business insurance and some tips to help your plumbing business, these are some articles that are perfect reading material for your smoko ...
read moreBusiness Insurance
... to your business. You should check your policy details to check on coverage. How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back ...
read moreBusiness Interruption Insurance
... business you run and the services you provide Your annual turnover The number of staff employed Your history of insurance claims How much cover you want or need Comparing quotes can help you get an accurate idea of how ...
read moreA Management Consultants Guide to Professional Indemnity Insurance
... the market, but one of the key types of cover you may need to look at is Professional Indemnity insurance. Being a management consultant comes with some degree as risk when providing your professional pearls of wisdom to ...
read moreAn Accountants Guide to Professional Indemnity Insurance
... add up to if any action was taken against you? Factors that may impact the cost of a Professional Indemnity insurance policy It's a bit difficult to provide an exact cost as to what your Professional Indemnity policy may ...
read moreHow Are Business Insurance Premiums Calculated?
... risk your business may be. Business location Where your business is located can affect the pricing of your business insurance premium. Some areas may be deemed a higher risk than others and this may be due to things like ...
read moreTool and Portable Equipment Insurance
... can be a bit overwhelming. Fear not, as our simple guide takes a look at some of the key kinds of insurances you need to think about as a New Zealand tradie. https://www.bizcover.co.nz/what-every-new-zealand-tradie-needs ...
read moreSparking a conversation with Joachim from Noble Electrical & Lighting
... day. It also means getting the right insurance, so I don't have to worry ... electrical_lighting_ltd/?fbclid=IwAR2byuYLTqwlMxvPd0CU0aKZiSLuuNX_53ih45kxUP17EHFxmrhSoPDXqRg https://www.facebook.com/noble.electrical.lighting ...
read moreHow To Get More Clients For Your Electrical Business
... a growing customer base is one of the many things you need to stay successful as an electrical business. Having the right business insurances* in place to protect for the long run is another, and something you can sorted ...
read moreWork-life Balance Tips For Contractors With Families!
... . We make it quick and easy to find small business insurance to shield your business and bank accounts against common claims and lawsuits. Contractors can find, compare and buy policies, such as Professional Indemnity ...
read moreTop Digital Marketing Tips For Contractors
... BizCover is here to help. Visit bizcover.co.nz and get insurance for contractor business without the hassles so you can get on with running your contractor business and getting your digital marketing happening! If you'd ...
read moreHow Is A Contractor Different From An Employee?
... same time (though you may negotiate this with them). Do they hold their own liability insurance? Contractors typically have their own business insurance policies, as they may not be fully protected by your small business ...
read moreA Contractors Guide to Saving Money at EOFY
... can get back to more interesting things like doing your taxes or running your contractor business. Visit bizcover.co.nz and get insurance for contractor business without drama so you can get on with your day. If you'd ...
read moreWhat Are Independent Agreements For Contractors?
... , and expect the same high standards from your clients. Business insurance and independent agreements Business insurance is essential for many contractors. It helps protect your small business against common claims and ...
read moreTips To Find Your First Clients As A Contractor!
... your network for referrals to buying small business insurance. 1. Reach out to your current network Turning strangers into paying clients can be a big hurdle for new contractors. You need to build trust and prove your ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... Sudden and accidental breakdown of mechanical, electrical or electronic plant and equipment. Seasonal ... the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy ...
read moreReviews related to Insurance For Electrical Contractors
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The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services -
excellent and quick
LALESHNI DEVI
Trades & Services -
Awesome very easy to use and not complicated to use
Ross and Jenny Fletcher
Trades & Services -
quick and easy.
George Curach
Trades & Services -
A real person promptly answered my phone call - no redirection / no music while holding!!
Quick and efficient answers to my questions.
Astrid Herbert
Trades & Services -
Follow up was not what I required. To long to get feedback on queries.
Bruce CHRISTIAN
Trades & Services -
Very quick polite and easy to deal with. Happy with service provided
gary smith
Trades & Services -
It was grate and on timings,fast,good customer services.
David Tabar
Trades & Services -
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services -
Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.
David Crockett
Trades & Services -
I was impressed with the quick service and how able they could ask my questions
Tony Bailey
Trades & Services -
Easy very grateful thankyou
Chas Pourau
Trades & Services -
Prompt response to my initial enquiry and subsequent questions about the policy.
Carol Freebairn
Trades & Services -
have referred a work mate to BizCover, overall happy
Doug Fowler
Trades & Services -
Would recommend to anyone ...cheers
Mike Liuaga
Trades & Services -
I found very efficant no hassle with doing quote or buying the cover
Desmond Procter
Trades & Services -
Very pleased with the helpful service
Richard Evans
Trades & Services -
Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price
Paul Exton
Trades & Services -
I thought the service I received was very awesome,
Pene Nepia
Trades & Services -
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services -
Great service easy process
Michael Price
Trades & Services
Who Needs Insurance for Tradesmen?
Whether you’re a a sole trader or a jack-of-all-trades, you know the amount of hard yakka that goes into a day at the office! Being a tradie no two days on the job are the same, and when a spanner gets thrown into the works, that’s where business insurance can help save the day.
Maybe you’re running a one-man band or have a hive of workers helping you get the jobs the done. Business insurance can be tailored to suit the risks and needs of your unique tradie business, no matter how big or small.
Did You Know?
Did you know that Portable Equipment insurance can protect your tools anywhere in New Zealand? Portable Equipment only provides cover for you tools in the event they are lost or stolen.
Insurance for Tradesmen
Public Liability*
Don’t get stuck between a wall and hard place by not having Public Liability insurance. It’s a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental injury (not covered by the ACC).
Even if you’re the best in business, accidents can and do happen – it could be knocking down the wrong wall or accidentally damaging an expensive piece of artwork. So don’t be a tool and get yourself the right cover for when things go a little haywire.
If you’re working as a contractor or are a member of a trade association, make sure you check to see if there’s a minimum level of cover required.
Business Insurance*
Your tools are essential to your business and the very reason why you nail those jobs! Chances are you have a few in the toolbox too, and when you do the math, they would be worth a fair few bob.
Thankfully, Portable Equipment cover will ensure peace of mind by ensuring you won’t be left out of pocket if they are lost, damaged or stolen.
Protect your business today.
Tradesmen covers a broad range of professions.
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Claim examples**
A landscaper working at a private residence needed to hire a small item of plant to complete the job. Whilst operating the machinery he accidentally lost control and damaged the side of his client’s house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that the third-party property damage arose out of the operation of the insured’s business activity and settled with the homeowner’s own insurer within a week. Importantly though, the insured has continued to do business for that customer.
Frequently Asked Questions (FAQs)
What is the difference between Public Liability and Portable Equipment insurance?
Public Liability insurance covers you if a third-party claim that your negligent business activities caused them injury or property damage or personal injury (not covered by the ACC). This includes defence costs cover.
How much does business insurance cost?
To receive an accurate idea of the cost involved get a quote with BizCover today
Why should Tradies choose BizCover for their Insurance?
At BizCover, our task is to make insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your insurance.
New Zealand’s number one online insurance company
We take pride in the 10,000 small businesses we have helped already… and counting.
Clear and competitive pricing
Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right from your computer.
Built for small business
At BizCover we know what insurance tradies need. We also know makes small businesses tick.
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.
How do I make a claim on my insurance policy?
Are you a tradie that needs to make a claim? No worries at all! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to [email protected]. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.
**The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this page is general only. Coverage for claims on the policy will be determined by the insurer, not BizCover NZ, and will depend on the specific facts and circumstances involved.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.