What is the difference between Tool & Portable Equipment insurance and Contents (Property) insurance?

Tool & Portable Equipment insurance covers the cost of the things you take on-the-job with you anywhere in New Zealand. Contents insurance covers the things which stay on your premises.

What is the difference between Contents (Property) insurance and Building insurance?

Both cover damage caused by storm, fire, and theft or break in, but Contents (Property) protects the money, equipment, stock, and glass in your building, while Building Cover protects the building you operate out of.

Are my tools covered if they were stolen out of my van?

Tool & Portable Equipment insurance can cover you if your tools are stolen from your locked van, ute, or work vehicle. When you make a claim, we will assess if the stolen equipment was stored securely.

Can I buy Business Vehicle insurance for my work ute or van?

Unfortunately, BizCover does not currently offer Business Vehicle Insurance. However, we can help protect the tools of trade and portable equipment securely stored inside your work vehicle with Tool & Portable Equipment insurance. So, if your tools are stolen from your locked ute or van, your policy can help replace them (subject to the policy terms).

Affordable Public Liability Painter

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Insurance for Tradesmen Affordable Public Liability Painter

Managing your Public Liability risks as a tradie

Public Liability insurance* is something you’re probably familiar with as a tradie and it was more than likely one of the first types of insurances you may have taken out. The last thing you want to be faced with is a Public Liability claim, so we’ve created a guide on how to manage your risks as a tradie.

Public Liability Insurance: 5 Tips for choosing the best policy for your business

If you’re a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It offers protection should a customer, supplier, or even member of the public, sue your business for damage to their property. And whilst you probably take every care not to damage their property, it doesn’t mean you won’t be found negligent should an unwanted accident occur, or someone attempts to make a claim against you. As cliché as it sounds, accidents happen. If you don’t have Public Liability insurance you face the risk of being out of pocket for hefty legal and compensation costs that can potentially cripple your business.

How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every day, one minute you’re fixing a burst pipe, next you‘re unplugging a drain, no two days are ever the same! While you are busy looking after your client‘s plumbing problems, take the time to consider protecting your plumbing business. When there’s an overflow of unplanned issues like a claim from a customer, Public Liability insurance could help save the day!

What does Public Liability Insurance Cover?

No matter how big or small your business is, accidents can and do happen. Public Liability insurance* provides peace of mind for claims for third party property damage or personal injury. If you deal with people in any capacity from clients to suppliers and members of the public, then Public Liability insurance is an important form of protection worth considering.

What Is The Difference Between Public Liability And Professional Indemnity Insurance?

Chances are you’ve probably heard of both Public Liability insurance* and Professional Indemnity insurance*, and while both provide a form of cover for your business, they are very different in what they protect your businesses from.

The difference between public liability and professional indemnity insurance

It’s important to understand the difference between Professional Indemnity and Public Liability insurance as the two types of cover can often cause confusion. Whilst both covers protect your business against legal action they offer different forms of protection.

Tradie Guide to Public Liability Insurance

When it comes to business insurance and tradie insurance, there can be a lot that tradies and subcontractors can benefit from understanding. The sheer number of unique risks that tradies are required to manage may seem overwhelming, which is why many tradies choose to reduce their risk via trade insurance.

Why do I need Public Liability insurance?

Public Liability insurance covers legal fees and compensation costs if a customer, member of the public, or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity. Having Public Liability insurance gives you peace of mind against potentially stressful, time-consuming and costly legal claims.

A Contractors Guide To Understanding Public Liability Insurance

Being your own boss and managing your own contracting business takes a lot of time, planning and responsibility. There are plenty of aspects of your business to think about, from accounting to marketing, staffing, keeping your customers happy and protecting your contracting business.

How To Protect Your Plumbing Business With Public Liability Insurance

As a plumber you are faced with different challenges every day, one minute you’re fixing a burst pipe, next you‘re unplugging a drain, no two days are ever the same! While you are busy looking after your client‘s plumbing problems, take the time to consider protecting your plumbing business with the right kinds of business insurance. When there’s an overflow of unplanned issues like a claim from a customer, Public Liability insurance* could help save the day!

Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

Paul Exton Trades & Services
I thought the service I received was very awesome,

Pene Nepia Trades & Services
A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

Astrid Herbert Trades & Services
Prompt response to my initial enquiry and subsequent questions about the policy.

Carol Freebairn Trades & Services
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that we are being rewarded for loyalty. Love it.

Pete Halligan Trades & Services
Great service easy process

Michael Price Trades & Services
excellent and quick

LALESHNI DEVI Trades & Services
It was grate and on timings, fast good customer services.

David Tabar Trades & Services
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover was in place.Very very painless process.

Quentin Duff Trades & Services
Very pleased with the helpful service

Richard Evans Trades & Services

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Affordable Public Liability Painter

Affordable Public Liability Painter

Affordable Public Liability Painter

Managing your Public Liability risks as a tradie

Public Liability Insurance: 5 Tips for choosing the best policy for your business

How Plumbers Can Protect their Business with Public Liability Insurance*

What does Public Liability Insurance Cover?

What Is The Difference Between Public Liability And Professional Indemnity Insurance?

The difference between public liability and professional indemnity insurance

Tradie Guide to Public Liability Insurance

Why do I need Public Liability insurance?

A Contractors Guide To Understanding Public Liability Insurance

How To Protect Your Plumbing Business With Public Liability Insurance

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