Affordable Insurance For Software Development
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Insurance for IT Professionals
... Software Development Software Installation Software Maintenance Software Sales - Customised/Own Developed Software Sales - Packaged/Third Party Software ... Having the right insurance pays off A software and hardware design ...
read moreDo I need Public Liability Insurance?
... as compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to pay ... simple. Thank you Lisa I. Software and Application Development / Programming David made a seemingly ...
read moreWhat does business insurance cover
... more information Find out more about all thing business and insurance with our blog. These are some articles that may help ... the process. Peter S. Software and Application Development / Programming All good Sushmita P ...
read moreInsurance for Allied Health Professionals
... , easy access Sundar J. Software and Application Development / Programming Need Help? Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also ...
read moreBizCover adds Ando Insurance to its NZ business insurance platform
... and Business Interruption (MDBI) cover on the BizCover platform. “Ando is a fantastic addition to our SME insurance platform,” says Jane Mason, BizCover's Head of Product, Channels & Risk. “Their initial offering adds a ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... expert advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place could be ...
read moreUnderstanding Insurance, Part One: Public Liability Insurance
... cover any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance ? While you may take all the care in the world to create a safe environment, the reality is accidents ...
read moreDo I need Professional Indemnity Insurance Insurance?
... if you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...
read moreUnderstanding Insurance, Part 4: Cyber Liability Insurance
... . Why do I need to consider Cyber Liability insurance ? A common misconception is that hackers only go ... up-to-date with the latest anti-virus protection software? Are you and your employees adequately trained on what ...
read moreCyber Liability Insurance Explained
... *? Cyber Liability insurance is designed to assist any business that uses technology in its daily operations – whether sending an email, storing data online, receiving wire transfer payments or using software in its day ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... that is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only limited ...
read moreWhat does Public Liability Insurance Cover?
... illness or death caused by your negligence that is not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for some tradies they may have to have a certain level of Public ...
read moreStatutory Liability Insurance
... you need to keep in mind when getting your policies sorted. https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's face it, as a small business owner you are ...
read moreWhat does Public Liability Insurance Cover?
... of accidents could occur, and what could be the potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back to ...
read moreDo Dog Walkers Need Insurance?
... can help foot the bill for you. Now running your business is truly a walk in the park! Does looking for insurance make you feel like you're chasing your own tail? Let BizCover help! We make it quick and easy to find ...
read moreHow much does Public Liability Insurance cost?
... to around $80 on average. The most common level of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to take out $2, $5, $10 or $20 million worth of ...
read moreWhat is Public Liability Insurance?
... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...
read moreWhat is Business Insurance
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreDo I need Business Insurance
... - this is a pretty obvious one, and a big kind of risk you need to think about when not having an insurance policy in place. The scale of the financial impact can range from a large Public Liability claim for an injury ...
read moreWhat is Professional Indemnity Insurance?
... in front of the judge, make sure it's not costing you an arm and a leg! What does Professional Indemnity insurance cover?* There's a lot that could go wrong when you're in the business of providing advice or professional ...
read morePublic Liability Insurance Explained
... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...
read moreA Management Consultants Guide to Professional Indemnity Insurance
... the market, but one of the key types of cover you may need to look at is Professional Indemnity insurance. Being a management consultant comes with some degree as risk when providing your professional pearls of wisdom to ...
read moreAn Accountants Guide to Professional Indemnity Insurance
... add up to if any action was taken against you? Factors that may impact the cost of a Professional Indemnity insurance policy It's a bit difficult to provide an exact cost as to what your Professional Indemnity policy may ...
read moreWhat Is Inside A Business Insurance Pack?
... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...
read moreHow Are Business Insurance Premiums Calculated?
... risk your business may be. Business location Where your business is located can affect the pricing of your business insurance premium. Some areas may be deemed a higher risk than others and this may be due to things like ...
read moreCyber Liability Insurance
... you checked your IT security plan? Are all your software, malware and virus protection programs up to date across ... you would like to learn more about all things business insurance or perhaps brush up on some tips to help ...
read moreTool and Portable Equipment Insurance
... the code of that 404 error chances are you need certain software and IT equipment to help get the job done. Tool and Portable Equipment insurance can help provide so much needed protection for your expensive electronic ...
read moreHow the cost of Professional Indemnity insurance is calculated
... that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk ... structural engineer consulting on multi-million dollar developments? Do you have contracts with customers ...
read moreHow much does Professional Indemnity Insurance cost?
... structural engineer consulting on multi-million dollar developments, or a graphic designer consulting to small ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...
read moreInsurance by Industry
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreWhy businesses in New Zealand need to consider Statutory Liability insurance
... . In far too many cases where companies have neglected to include adequate, or indeed any Statutory Liability insurance as part of their health and safety strategy, the financial blow from just a single breach of health ...
read moreWhat Photographers Need to Know About Business Insurance
... mind, knowing you can confidently go about your work and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the equipment you need to get the job done professionally , ...
read moreInsurance Options for Retailers
... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...
read moreWhat do you need to know about Professional indemnity insurance?
... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...
read moreMassage Therapy Insurance: here's why you need it!
... and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance . It protects you and your business against settlements or damages, including defence costs, as a result of ...
read moreWhat does Professional Indemnity Insurance Cover?
... even millions of dollars. A hefty bill like that is very difficult to cover without the protection of the right insurance. What actions could result in a claim? All it takes for a claim to arise is for one unhappy client ...
read moreInsurance For Cafes and Restaurants
... a moment to treat yourself to that hard-earned coffee break. Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ Running a retail business is fast paced with plenty going ...
read moreEmployers Liability Insurance
... businesses tick. It's a match made in heaven! We won't bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere. How do ...
read moreInsurance for Photographers
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Personal Trainers
... Equipment cover* Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read moreRetailer Insurance
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreWhat is Tool Insurance and why do Tradies need it?
... theft, fire and other perils listed in the wording, anywhere in New Zealand. Why do tradies need to consider Tool insurance? If your tools were lost or stolen, your work comes to a quick halt, meaning you can't work on ...
read moreIs it time to give your retail business an insurance health check?
... worse if a claim were made against you. Even if you do have cover in place, doing a review of your insurance could help you save on your premium. *This information is a general guide only and does not take into account ...
read moreAn Accountants Guide to Understanding Cyber Liability Insurance
... for your next policy with us, while you get back to helping your clients. Visit bizcover.co.nz and get insurance for contractor business without the hassles so you can get on with your day. If you'd prefer to pick up ...
read moreA Contractors Guide To Understanding Product Liability Insurance
... result of a product defect can cost your business a lot of money, and without the appropriate Product Liability insurance you could find yourself in a spot of bother. If you operate as a sole trader, you will potentially ...
read moreA Contractors Guide To Understanding Public Liability Insurance
... making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your contractor business without the stress so you can get on with your day. If you'd prefer to pick ...
read moreHow Insurance Can Protect Landscape Architect
... architects put safeguards in place to protect their businesses. One way to do this is through business insurance. Insurance is essential for any business, and landscape architecture is no exception. Here are some of the ...
read moreA Designers Guide To Understanding Portable Equipment Insurance
... without having the right tools in place to help you complete the task at hand. How much does Portable Equipment insurance cost designers? How long is a piece of sewing thread? There's no one size fits all pricing when it ...
read moreA Graphic Designers Guide To Professional Indemnity Insurance
... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without the stress so you can get on with your day. If you'd prefer to ...
read moreSurprising Ways That Business Insurance Can Help Your Business
... or claim with a third-party like a client, supplier or member of the public. That's where Public Liability insurance* can provide some peace of mind. It can happen in an instant, a customer experiencing a slip or trip at ...
read more5 Things To Consider About Public Liability Insurance For Your Small Business
... phone call away if you have any questions and need some help with your policy. Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... BizCover, and sort it online in 5 minutes, so you can get on with your day. Rather chat to a Business Insurance Specialist? Call us on 0800 249 268 and get cover today. Try BizCover - NZ's #1 Comparison and Buy Site ...
read moreInsurance for Contractors
... , you're not considered an employee. This means that you may not be fully covered by your client's insurance policies while you're on the job. This is why many clients require the contractors and subcontractors they hire ...
read moreInsurance for Yoga Teachers
... take the joy out of being a business owner. At their worst, they could even put you out of business. Insurance for yoga teachers can make it easier to go with the flow when something goes wrong. Whether it's handling a ...
read moreInsurance for Massage Therapy
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Carpenters
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... an insured event by paying ongoing expenses (such as wages or rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, we keep the process paperwork and jargon-free, saving you time ...
read moreInsurance for Mortgage Brokers
... it not be protected. Did you Know? An approved Mortgage Broker must have at least $1 million of cover. Insurance for Mortgage Brokers As a Mortgage Broker, you face a number of unique risks in the course of your day-to ...
read moreInsurance for Bookkeepers
... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...
read moreInsurance for Architects & Designers
... let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out a policy is as easy as the click of a button ...
read moreInsurance for Real Estate Agents
... open houses and inspections! Understanding insurance-part 2: Professional Indemnity insurance https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance/ Ever wanted to understand the ...
read moreInsurance for Engineers
... * in place If you are working out on site, it may be a requirement that you have your own Public Liability insurance* cover in place. Be sure to also check the exact level of cover that you need too When you are out ...
read moreBusiness Insurance FAQs
... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...
read moreInsurance for Recruitment Consultants
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Marketing and Multimedia Professionals
... important to take the time to consider the types of risks your business may be exposed to and how business insurance can provide the protection your business needs. Below we take a look at some of the typical reasons why ...
read moreInsurance for Beauty Salons
... not required to do business, if you are at risk, it might be good to have protection in place. Insurance for your stock, portable equipment for mobile salons, and the other things you need to run your business smoothly ...
read moreInsurance for Plumbers
... your work may take you. Get more info If you'd like to find out more on all things business insurance and some tips to help your plumbing business, these are some articles that are perfect reading material for your smoko ...
read moreThings to consider when purchasing business insurance
... boring bits! Let's start with the basic areas to look at when figuring out the type of business insurance you need to consider to protect your business. Know your risks Have a think about the kind of business activities ...
read moreWhat Insurance Policies do Yoga Studios Need?
... include (but are not limited to): Your location A yoga studio in a nice part of town may pay less for yoga insurance than one in an area with a higher crime rate. You may also pay more if your studio is in an area prone ...
read moreTradie Guide to Public Liability Insurance
... may be a mandatory requirement in order to obtain your trade licence. You may need to hold Public Liability insurance to access and perform trade work on certain building sites. If someone is injured as a result of your ...
read moreTradie Guide to Professional Indemnity Insurance
... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2022 BizCover ...
read moreTradies Guide to Business Insurance Packages
... no two days on the job are the same, and when a spanner gets thrown into the works, that's where tradie insurance can help. You may run a one-man band or have a group of tradespeople helping you get the job the done ...
read moreHow Accountancy Insurance Protects Your Business
... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2023 BizCover ...
read moreWhy Bookkeepers need Professional Indemnity Insurance
... ? As a bookkeeper you can benefit from reducing the risks to yourself and your business via bookkeeper Professional Indemnity insurance . Try as you might, but errors can and do happen - even for the most dedicated and ...
read moreReview Your Business Insurance With A Health Check – Part One
... to save a lot of drama down the track if you had to make a claim. Stay in charge of your business insurance Nobody knows your business like you do, so why not make your life a bit easier when it comes to managing your ...
read moreBusiness Insurance Health Check Part 2
... . In part two of our series, we look at how you can ask a few questions and give your policies a business insurance health check. Catch part one of our two-part series here to get all the tips and hints from part of our ...
read more4 Things To Check Before Buying Your Business Insurance
... re a well established set up that knows a thing or two, wherever you are with your journey, business insurance is something you've probably come across. Our guide takes the guess work and some of the confusion that comes ...
read moreInsurance for Psychologists
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Counsellors
... business is being looked after too. That's why it is vital to spend time understanding what kinds of business insurances can help safeguard your business for the long run, and which ones may be even a requirement in some ...
read moreInsurance for Education Consultants
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreIntroducing Work From Home Insurance
... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day Protect ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What are ...
read moreReviews related to Affordable Insurance For Software Development
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Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.
John Cleveland
Information Technology -
Was an easy experience to update and re new policy
Jamie Ewen
Information Technology -
Real easy to renew your cover and they email you a reminder.
Joseph Caldwell
Information Technology -
great support!
Faustin Roman
Information Technology -
Seamless - everything done online with no intervention required.
RAJAN SHANKER
Information Technology -
Great, easy process.
Etienne Kruger
Information Technology -
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
Sharon Williams
Information Technology -
All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a
Chris Boyce
Information Technology -
Online, easy and cost effective
David Ball
Information Technology -
Got my PI cover sorted within 15 mins over the phone.
Kaushalya Samarasekera
Information Technology -
So darn easy to set up and at a reasonable price
Kirsty McIntosh
Information Technology -
Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.
Stephen Hutchins
Information Technology -
Definitely a good tele-support for an email query.
Scorpio fibre optics limited Mt Eden
Information Technology -
Excellent so far, Sam was very good with providing the details and doing the follow-up.
The sale was closed by someone else as he was not available. but 100/100 for Sam
Amita Sethi
Information Technology -
So fast and easy! All done in 5 minutes.
Jemima Lewis
Information Technology -
The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks
First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.
Virginia McCabe
Information Technology
Did you Know?
For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it’s wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.
Insurance for IT Professionals
Professional Indemnity Insurance
Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.
IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.
Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:
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Public Liability
Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.
If a third party were to suffer an injury or property damage because of your negligent business activities you could be held liable for any of the financial costs including defence costs.
Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..
Business Insurance
Each and every business is different, and that’s where Business Insurance offers a suite of options to cater to your individual business needs.
Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.
As an IT professional, below are some of the coverages you may want to consider to keep your business as ‘all systems running’:
- Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
- Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.
Cyber Insurance
Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business’ reputation.
Cyber Liability insurance is a type of business insurance product which protects your IT business against both the legal costs and expenses (including compensation payments) related to cybercrime incidents.
It typically covers the costs which can be incurred following a data breach or having your system hacked as well as investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.
Protect your business today.
Why choose BizCover for your Business Insurance as an IT professional?
At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your IT business. But if you are still not sure, here are a few other reasons why you should choose BizCover for your PI insurance.
New Zealand’s number one online insurance company
We take pride in the 10,000 small businesses we have helped already… and counting.
Clear and competitive pricing
Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right there on your screen.
Built for small business
We know insurance and what makes small businesses tick. And we understand what cover IT professionals need. So it’s really a no-brainer!
We won’t confuse you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.
Having the right insurance pays off
A software and hardware design company won a government contract to manufacture and install alcohol interlock devices on a branch of government owned vehicles. Within six months it became apparent that the calibration on the devices was incorrect following a minor traffic incident. The company’s Professional Indemnity policy responded and covered the cost for devices to be fixed by another firm, as well as the resulting damage from the error.
How do I make a claim on my insurance policy?
Need to make a claim? Too easy! We’re here to assist you through the process and get you back to IT business. Simply download, complete the Claim Notification Form and return to [email protected]. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.
*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975)
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.