Insurance for Retailers
- Combined Liability package
- Compare quotes instantly from leading insurers
- Instant online purchase – no paperwork
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Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
Why do Retailers need it?
Your retail business, be it a fashion boutique, grocery or gift shop, caters to your customers needs. No matter how well you secure your retail business, your shop is still vulnerable to certain risks.
Accidents, property damage, theft, or fire are just some of the reasons why you need comprehensive insurance for your retail outlet.
With BizCover, retailers can compare multiple insurance policies, their features, benefits, and quotes, quickly and easily – no matter the size of your retail business. In just a few minutes, you can get back to business, while the insurance cover does the rest.
Public Liability*
If you are in business you have a potential liability exposure arising out of the operation of your business. A Public Liability policy will cover third party property damage and or injury that might not be covered by ACC. It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance.
Business Insurance*
Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some of the factors that can damage valuable assets in your retail outlet.
Business insurance can cover you for:
Contents and stock: Protects the contents and stock in your shop against damage or loss caused by theft, accidents, natural catastrophes or vandalism.
Building: The policy covers the building and structure of your shop in the event of damage from storms, fire, natural catastrophes or other extreme weather events.
Glass: Protect assets in your shop that are made of glass and are vulnerable to damage. This includes mirrors, glass shelves, windows, and showcases.
Money: Recent statistics show the New Zealand economy loses more than a billion dollars each year due to shoplifting and theft. Ensure your cash is safeguarded against theft or damage, whether it is stored within business premises, in personal custody, or transit.
Business interruption: The policy covers loss of revenue that can occur when you are not able to run your business due to insured events.
Cyber Liability
While technology can offer your business convenience and streamlined processes, it can also leave you vulnerable to attack from malicious external parties. For example, if your EFTPOS terminals connect to your operating system, your whole system could be subject to an attack.
Malware, viruses and hackers can disrupt your network operating system, making it impossible for you to sell your products, manage inventory, or access important documents. Hackers can also collect sensitive customer data and credit card details in which case you may be liable for claims.
However, with Cyber Liability insurance in place, you may be covered for legal costs and expenses related to cyber risks.
15000+ NZ
small business covered
Hear from our customers
Real-life customer reviews verified by Feefo
Efficient
Trusted Customer
Efficient and great price
Quoted and bought insurance online, very quick and a great price.
Definitely worth
Burnett B
BizCover is definitely worth their word. Quick easy understandable cover
Straight forward
Trusted Customer
It is very straight forward and easy to understand and you can choose whatever you need for your business.
Easy to choose
Pavan K
Easy to choose business insurance. The search and the options provided were very simple and straight forward, didn’t expect it to be that easy.
Fast, friendly and efficient
Kylie T
The customer service agent was excellent. He explained to me clearly all the questions I had. Can’t be beat on price for the policy I needed and I was contacted within half an hour of my enquiry. Policy was confirmed on the phone. Excellent.
