BizCover and Boost Your Business

Exclusive Discount

for Retail NZ members

Broad Coverage

for your industry

Immediate Cover

No paperwork

Small business insurance made easy

Boost your business

Compare and save on your small business insurance   

Your business may be considered ‘small’, but it’s big to you and big to us!

We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time to concentrate on running your business.

Boost Your Business has teamed up with BizCover so that you don’t have to do the research or the calling around to different insurance companies – we’ve done that for you. With just a few clicks or a quick phone call to BizCover, you can compare quotes from some of NZ’s trusted insurers and protect you and your business without the hassles of filling out complicated paperwork.

Get cover like no other with BizCover

Search for your occupation and compare free quotes

Save time and hassle by buying online in minutes

Types of cover we offer small businesses 

BizCover has insurance options for tradies, retail businesses, restaurant owners, professionals and many more occupations. 

Tailor your quote to your business, compare cover, and buy online in minutes. 

For accidents and faults

A slip, trip, or bad advice could turn into a financial nightmare if your business isn’t protected.

Public Liability Insurance

Covers legal fees and repair costs if you accidently cause:

  • Damage to someone else’s property
  • Injury to a client or member of the public (not covered by ACC)

Professional Indemnity Insurance

Covers costs of claims from a customer alleging you:

  • Made a miscalculation
  • Lost documentation
  • Failed to meet a deadline
  • Gave incorrect advice

For an all-in-one package

Pick-n-mix and tailor your BizPack to fit the needs of your business.

Business Insurance Package

Choose cover options such as:

  • Building cover
  • Contents (Property) cover
  • Tools & Portable Equipment cover
  • Business Interruption cover
BizPack Coverage

For your tools and business assets

Could you operate if your tools and stock were stolen or damaged?

Tool Insurance

Covers costs of repairing or replacing your portable tools, equipment, stock against:

  • Theft
  • Fire
  • Accidental or malicious damage
Tool coverage

Building Insurance

Covers the building you own and operate out of for repair or rebuild costs caused by:

  • Storm damage
  • Fire
  • Malicious damage
Building coverage

Contents (Property) Insurance

Covers the money, equipment, stock, and glass you keep in your building against:

  • Storm damage
  • Fire
  • Theft or break-in damage
Contents coverage

For when your business gets interrupted

What would you do if your business couldn’t operate as expected while waiting for repairs, replacements, or during legal proceedings?

Business Interruption Insurance

Covers loss of income or increase in operation costs when your biz is impacted by events like:

  • Property damage
  • Fire
  • Storm damage
Business Interruption Coverage

For other legal things

As a business owner you have many legal responsibilities, like protecting your client’s data, complying with business law, keeping your employees safe.

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cyber incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Employers Liability Insurance

Covers you against claims related to employee workplace injuries (when not covered by ACC) including costs such as:

  • Legal and defence
  • Compensation costs
Employee Liability

Statutory Liability Insurance

Covers you for an unintentional breach of key NZ business legislation, including:

  • Legal and defence costs
  • Fines and penalties
Statutory coverage

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cyber incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Employers Liability Insurance

Covers you against claims related to employee workplace injuries (when not covered by ACC) including costs such as:

  • Legal and defence
  • Compensation costs
Employee Liability

Statutory Liability Insurance

Covers you for an unintentional breach of key NZ business legislation, including:

  • Legal and defence costs
  • Fines and penalties
Statutory coverage

Business Interruption Insurance

Covers loss of income or increase in operation costs when your biz is impacted by events like:

  • Property damage
  • Fire
  • Storm damage
Business Interruption Coverage

Our Insurers

We work with a selected group of trusted NZ insurers to offer you great cover.

* As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.