Types of cover we offer

BizCover has insurance options for builders, bakers, bookkeepers and many more.
Tailor your quote to your business, compare cover, and buy online in minutes.

For accidents and faults

A slip, trip, or bad advice could turn into a financial nightmare if your business isn’t protected.

Public Liability Insurance

Covers legal fees and repair costs if you accidently cause:

  • Damage to someone else’s property
  • Injury to a client or member of the public (not covered by ACC)

Business Insurance Package

Choose cover options such as:

  • Building cover
  • Contents (Property) cover
  • Tools & Portable Equipment cover
  • Business Interruption cover
BizPack Coverage

Professional Indemnity Insurance

Covers costs of claims from a customer alleging you:

  • Made a miscalculation
  • Lost documentation
  • Failed to meet a deadline
  • Gave incorrect advice

Tool Insurance

Covers costs of repairing or replacing your portable tools, equipment, stock against:

  • Theft
  • Fire
  • Accidental or malicious damage
Tool coverage

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cyber incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Employers Liability Insurance

Covers you against claims related to employee workplace injuries (when not covered by ACC) including costs such as:

  • Legal and defence
  • Compensation costs
Employee Liability

For an all-in-one package

Pick-n-mix and tailor your BizPack to fit the needs of your business.

Public Liability Insurance

Covers legal fees and repair costs if you accidently cause:

  • Damage to someone else’s property
  • Injury to a client or member of the public (not covered by ACC)

Business Insurance Package

Choose cover options such as:

  • Building cover
  • Contents (Property) cover
  • Tools & Portable Equipment cover
  • Business Interruption cover
BizPack Coverage

Professional Indemnity Insurance

Covers costs of claims from a customer alleging you:

  • Made a miscalculation
  • Lost documentation
  • Failed to meet a deadline
  • Gave incorrect advice

Tool Insurance

Covers costs of repairing or replacing your portable tools, equipment, stock against:

  • Theft
  • Fire
  • Accidental or malicious damage
Tool coverage

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cyber incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Employers Liability Insurance

Covers you against claims related to employee workplace injuries (when not covered by ACC) including costs such as:

  • Legal and defence
  • Compensation costs
Employee Liability

For your tools and business assets

Could you operate if your tools and stock were stolen or damaged?

Public Liability Insurance

Covers legal fees and repair costs if you accidently cause:

  • Damage to someone else’s property
  • Injury to a client or member of the public (not covered by ACC)

Business Insurance Package

Choose cover options such as:

  • Building cover
  • Contents (Property) cover
  • Tools & Portable Equipment cover
  • Business Interruption cover
BizPack Coverage

Professional Indemnity Insurance

Covers costs of claims from a customer alleging you:

  • Made a miscalculation
  • Lost documentation
  • Failed to meet a deadline
  • Gave incorrect advice

Tool Insurance

Covers costs of repairing or replacing your portable tools, equipment, stock against:

  • Theft
  • Fire
  • Accidental or malicious damage
Tool coverage

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cyber incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Employers Liability Insurance

Covers you against claims related to employee workplace injuries (when not covered by ACC) including costs such as:

  • Legal and defence
  • Compensation costs
Employee Liability

For when your business gets interrupted

What would you do if your business couldn’t operate as expected while waiting for repairs, replacements, or during legal proceedings?

Public Liability Insurance

Covers legal fees and repair costs if you accidently cause:

  • Damage to someone else’s property
  • Injury to a client or member of the public (not covered by ACC)

Business Insurance Package

Choose cover options such as:

  • Building cover
  • Contents (Property) cover
  • Tools & Portable Equipment cover
  • Business Interruption cover
BizPack Coverage

Professional Indemnity Insurance

Covers costs of claims from a customer alleging you:

  • Made a miscalculation
  • Lost documentation
  • Failed to meet a deadline
  • Gave incorrect advice

Tool Insurance

Covers costs of repairing or replacing your portable tools, equipment, stock against:

  • Theft
  • Fire
  • Accidental or malicious damage
Tool coverage

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cyber incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Employers Liability Insurance

Covers you against claims related to employee workplace injuries (when not covered by ACC) including costs such as:

  • Legal and defence
  • Compensation costs
Employee Liability

For other legal things

As a business owner you have many legal responsibilities, like protecting your client’s data, complying with business law, keeping your employees safe.

Public Liability Insurance

Covers legal fees and repair costs if you accidently cause:

  • Damage to someone else’s property
  • Injury to a client or member of the public (not covered by ACC)

Business Insurance Package

Choose cover options such as:

  • Building cover
  • Contents (Property) cover
  • Tools & Portable Equipment cover
  • Business Interruption cover
BizPack Coverage

Professional Indemnity Insurance

Covers costs of claims from a customer alleging you:

  • Made a miscalculation
  • Lost documentation
  • Failed to meet a deadline
  • Gave incorrect advice

Tool Insurance

Covers costs of repairing or replacing your portable tools, equipment, stock against:

  • Theft
  • Fire
  • Accidental or malicious damage
Tool coverage

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cyber incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Employers Liability Insurance

Covers you against claims related to employee workplace injuries (when not covered by ACC) including costs such as:

  • Legal and defence
  • Compensation costs
Employee Liability

Public Liability Insurance

Covers legal fees and repair costs if you accidently cause:

  • Damage to someone else’s property
  • Injury to a client or member of the public (not covered by ACC)

Business Insurance Package

Choose cover options such as:

  • Building cover
  • Contents (Property) cover
  • Tools & Portable Equipment cover
  • Business Interruption cover
BizPack Coverage

Professional Indemnity Insurance

Covers costs of claims from a customer alleging you:

  • Made a miscalculation
  • Lost documentation
  • Failed to meet a deadline
  • Gave incorrect advice

Tool Insurance

Covers costs of repairing or replacing your portable tools, equipment, stock against:

  • Theft
  • Fire
  • Accidental or malicious damage
Tool coverage

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cyber incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Employers Liability Insurance

Covers you against claims related to employee workplace injuries (when not covered by ACC) including costs such as:

  • Legal and defence
  • Compensation costs
Employee Liability
Get Biz Insurance Quotes in 5 Mins

Shop around for business insurance.

Compare multiple cover types and insurer quotes in one go!

Save time & money by buying online in minutes.

Types of Industries we cover

No two businesses are the same. We cover 900+ occupations across multiple industries!

Trades

  • Builders & Handymen
  • Electricians
  • Painters & Decorators
  • Plumbers
and more…: Trades

Professionals

and more…: Professionals
Retailer

Retailers

  • Shop Owners
  • Bakeries & Green Grocers
  • Book Shops
  • E-commerce Retailers
and more…: Retailers

Maintenance Services

  • Cleaners
  • Gardeners
  • Lawn Services
  • Landscapers
and more…: Maintenance Services

Fitness & Beauty

  • Personal Trainers
  • Hairdressers
  • Beauticians
  • Yoga Teachers
and more…: Fitness & Beauty

Hospitality

  • Café’s & Restaurants
  • Caterers
  • Takeaway Shops
  • Food Trucks
and more…: Hospitality

Healthcare & Wellbeing

  • Nurses
  • Care Workers
  • Counsellors
  • Massage Therapists
and more…: Healthcare & Wellbeing

Consultants & Freelancers

  • IT Consultants
  • Management Consultants
  • Recruitment Consultants
  • Real Estate Agents
and more…: Consultants & Freelancers

Today, BizCover is trusted by more than…

15,000+ New Zealand small business customers
0

+

250,000+ Australian small business customers
0

+

250+ Staff
Passionate & talented staff members.
0

+ years

Our Insurers

We work with a selected group of trusted NZ insurers to offer you great cover.

The savings are real!

Curious to know how much you could really save with BizCover?

Martin

GardenerChristchurch

Saved

$2,000

on

Public Liability,

Statutory Liability

& Employers Liability

Vicki

Management Consultant

Napier

Saved

$1,500

on

Public Liability &
Professional Indemnity

Ian

Plumber Picton

Saved

$600

on

Public Liability &
Statutory Liability

Yvonne

Councellor Rotorua

Saved

$100

on

Professional Indemnity &
Public Liability

*Savings made from January 2023 to July 2024. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.

What sets BizCover apart?

We are not just a comparison and buy site.

Make Claims Online

We’ll manage the process on your behalf with the insurers.

Flexi Payment Options

Pay monthly or annually, cancel at any time.

One Stop Shop

Manage multiple cover types in one place.

Easy Renewals

Optional automatic renewal to stay protected.

Hear from our customers

4.6/5

Feefo
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